Hello Gardners!! I live in Michigan and winter has started. I am struggling to keep my money tree alive. I have removed the rubber which was attached to it. I have tropical soil. I have the humidifier on - since the heater is on 24/7. Soil is not that moist.. i am being mindful before watering. Issues: Leaves are falling Leaves are turning yellow.. This is the second time i got this plant and its giving up slowly.. I really want to save it!!