Please help I can’t find the needed info online anywhere. I just got this ginseng ficus microcarpa I found at Lowe’s about a week ago or so, it has some lime green-yellowish leaves that drop every so often and a couple had some black/purple/brown spots any ideas as to what the cause could be? The soil is damp to the point it’s the shape of the nursery pot it’s in but otherwise looks healthy to me, roots don’t look rotted. Considering a repot into well draining soil, but same size nursery pot, but I’m a bit worried to do so as I just brought it home and don’t want to over stress it. Below is a picture of when I got it before removing the fallen and yellow leaves, and giving it a spray of Neem oil. The second is the black spotted leaves. Is this due to a fungal issue?

